ICA-FDIprofitability Gap

Terms and Conditions ICA-GPD: FDI Data

TERMS AND CONDITIONS/DISCLAIMER � USER AGREEMENT FOR ICA-GPD FDI DATA

Effective as of March 2008

This user agreement constitutes an agreement between you and Investment Consulting Associates � ICA
This agreement contains warranty and liability disclaimers.� By using this site, you accept and agree to the terms and conditions of this agreement without any reservations, modifications, additions, or deletions.� If you do not agree to the Terms of Use contained in this agreement, you are not authorized to use the site.� You may be denied access to the site, with or without prior notice to you if you do not comply with any provision of this agreement.

PERMITTED USE OF THE ICA-GPD FDI DATA PUBLISHED AND DOCUMENTED BY INVESTMENT CONSULTING ASSOCIATES (ICA) LTD

This agreement permits the users to do only the following acts with the ICA-GPD FDI data (referred to as �Information�):-

Display, review, print Information for their own use;

For internal business purposes only:

view, retrieve and display the Information;

print off single copies of selections of the Information with the source clearly identified and credited (Source: ICA-GPD FDI Data: www.ic-associates.com or www.fdiperformance.com);

distribute single copies of selections of the Information in printed or electronic format to current employees of the User (but not to employees of group companies which are not subscribers in their own right), with the sources clearly identified and credited; and

pr�cis, summarise and analyse the Information and to distribute internally within the Subscriber only, without restriction and to save indefinitely, provided that any such pr�cis, summary or analysis of the Information is clearly identified as having been derived from, but is not a faithful reproduction of the Information.

PROHIBITED USES OF THE ICA-GPD FDI DATA (referred to as Information)

For the avoidance of any doubt the purchase of the ICA-GPD FDI data does not allow the User to:-

remove or alter ICA�s Conditions of Use of the Services or the trade mark or the copyright notices or other means of identification or disclaimers as they appear on the information, on the Site or on any hard copies thereof except as otherwise permitted in this Agreement;

systematically make copies, store data on other websites, electronic, digital or otherwise, of multiple extracts of the Information for any purpose;

reproduce, distribute, display, sell, publish, broadcast or circulate the Information to any third party, including other individuals in the User�s or its Subsidiary�s organisations, nor make the Information available for any such use;

mount or distribute any part of the Information included in the Services on any electronic network or otherwise, including without limitation the Internet and the world wide web or otherwise publish, broadcast or display any such information in public, except as expressly permitted by this Agreement;

remove, conceal or alter any trade mark or copyright notices contained in the Services or the Information, or change the meaning of any article of Information;

create or store in electronic form any shared library or archive of Information which could be used as a research application; or

Investment Consulting Associates�ICA�s explicit prior permission in writing must be obtained in order to:-

Distribute the Information to anyone other than Permitted Users other than as expressly permitted in these Terms and Conditions; and

(b) 	Publish, distribute or make available the Information, works based on the Information or works which combine such Information with any other material, other than as expressly permitted in these Terms and Conditions.

Copyrights 
As between you and ICA, you acknowledge that ICA owns or has a license to all title and copyrights in and to the content provided for the ICA GDP FDI data.� All title and intellectual property rights in and to any licensed content provided on this site is the property of the respective content owners and may be protected by applicable copyright or other intellectual property laws and treaties and subject to use restrictions under such laws or treaties.

Disclaimer 
The data that were used to construct the ICA-GPD database were collected from public sources (company annual reports and SEC fillings). We belive this information is correct and reliable, but cannot be held responsible for any errors that have been made in these public reports. You acknowledge that ICA assumes no responsibility for such content. You acknowledge that your submission of any information to us is at your own risk.� ICA does not assume any liability to you with regard to any loss or liability relating to such information in any way. 
We may from time to time modify these Terms of Use and will post a copy of the amended agreement at the www.ic-associates.com website (user agreement section for ICA GPD FDI data)

Other
If you do not agree to, or cannot comply with, the agreement as amended, you should not use the ICA-GPD FDI data.� You will be deemed to have accepted the agreement as amended if you continue to use the site after any amendments are posted on the site.� We reserve the right to refuse to provide our products and services to anyone at any time.

This agreement will remain effective until terminated by us.

This agreement will be governed by the laws of the Netherlands.

For any questions in relation to this user agreement or to report any infringement of copyright you may contact us at: info@ic-associates.com

Related Links

ICA - FDIPerformance Reports